Here are some of the key benefits of our Medicare Part A coverage:

• Hospital Stays: Medicare Part A covers inpatient hospital care, including room and board, nursing care, and medically necessary supplies.
• Skilled Nursing Care: Medicare Part A covers skilled nursing care in facilities, including physical therapy, occupational therapy, and speech-language pathology services.
• Hospice Care: Medicare Part A provides coverage for hospice care for individuals with a terminal illness.
• Home Health Care: Medicare Part A covers medically necessary home health care services for individuals who are homebound.

Medicare Part A  has a $1600 deductible but the premium is free if you qualify. To qualify you must meet one of the following requirements:

• Have at least 40 calendar quarters of work in any job where you paid Social Security taxes in the U.S.
• Are eligible for Railroad Retirement benefits
• Or, have a spouse that qualifies for premium-free Part A

You may also be eligible for premium-free Part A if you were a federal employee anytime after December 31, 1982, or a state or local employee anytime after March 31, 1986.

If you do not meet the criteria above, you will likely pay a monthly premium for Part A. Your monthly Part A premium will depend on how many years you or your spouse worked in any job at which you paid Social Security taxes in the U.S.

Please contact us to find a plan that provides coverage for your Part A deductible.